How It Works

Step 1

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion, and Experian. We prefer that you use Idenityiq to pull all three of your credit reports to make it easy and also use their $1.00 trial. They also offer a lot of additional features if you sign up for their membership account. If you don’t like idenityiq we have other options available for you. 

Step 2

We provide you with an in-depth credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Additionally, we give you step by step guidance on how to rebuild and restore your credit. We focus on ABC’s of credit. Our goal is to help consumers with bad credit through our restoration program.

Step 3

We load all the inaccurate, misleading and unverifiable information into our system, and begin by challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all bureaus for and wait 30 to 40 days for updates. You can track your credit repair progress using our 24 hours 7 days a week online portal as we focus on fixing your credit.

Step 4

Once the updated credit reports come back from the bureaus, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the issue comes back verified with no difference, we follow up with the credit bureaus or try to get a resolution on why the inaccurate information is still on the credit report.